Blog

Governance

A copy doesn't have opinions

Why storing only balance changes isn't enough for month-end reporting — the fix isn't one table doing both jobs, it's two layers with different jobs: the one that copies and the one that answers.

Aug 3, 2026 3 min read

Decision

Average balance isn't calculated. It's captured.

Why daily average balance in banking can't be rebuilt after the fact — the real decision was choosing which accrual tables to snapshot daily, knowing the cost is permanent.

Jul 20, 2026 2 min read